Credit Union Loan Source Makes Participations Easy

Credit Union Loan Source (CULS), a partner of LEVERAGE, makes joining shared loan pools easy. CULS offers the chance for credit unions to improve their loan to share ratio and increase their yields. The program includes a consistent pipeline of quality, geographically diverse auto loans.  Through the program, CULS has provided over $13 billion in assets to 170 credit unions across ten states.

With CULS, you will receive:

  • Operational excellence: Industry expertise, uniform credit guidelines, loan documentation, performance analytics
  • Investors share in the risks and rewards: Each credit union owns a portion of every loan in the Pool (3,000+)
  • Portfolio Diversification: Geographic diversification from 26 states
  • Lower risk loans: Prime lending program, nothing subprime (640+ FICO scores)
  • Transparency: Regulator-friendly program with a 20-year track record
  • Profitability: Year-to-date net yield of 5.75% (inclusive of expected losses and all fees)

For more information, click here or contact a LEVERAGE Business Development Consultant at consult@myleverage.com or 855-9EXPERT (855-939-7378).

Written by
Lizeth George
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About Us

The League of Credit Unions & Affiliates provides a platform for advocacy, collaboration, and innovation, representing 381 credit unions across Alabama, Florida, Georgia, and Virginia and their 32.7 million members, as well as $453.6 billion in assets. The League serves as an advocate through credit union engagement, advocacy impact, Foundation resources, and LEVERAGE products and services. Join us in supporting credit unions by learning more at www.the-league.coop. Follow The League on LinkedIn, Facebook, X, and Instagram.

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