Credit Union Loan Source (CULS), a partner of LEVERAGE, makes joining shared loan pools easy. CULS offers the chance for credit unions to improve their loan to share ratio and increase their yields. The program includes a consistent pipeline of quality, geographically diverse auto loans. Through the program, CULS has provided over $13 billion in assets to 170 credit unions across ten states.
With CULS, you will receive:
- Operational excellence: Industry expertise, uniform credit guidelines, loan documentation, performance analytics
- Investors share in the risks and rewards: Each credit union owns a portion of every loan in the Pool
- Portfolio Diversification: Geographic diversification from 26 states as well as asset class
- Lower risk loans: Prime lending program, nothing subprime (640+ FICO scores)
- Transparency: Regulator-friendly program with a long track record
- Profitability: CULS’ is focused on providing revenue generating assets to participants in the program
For more information about Credit Unio Loan Source, click here or contact a Business Development Consultant at consult@myleverage.com.

