Member Business Financial Services Enhances Business Lending with Innovative Solutions

Member Business Financial Services, LLC (MBFS) was created to empower credit unions by providing member business lending (MBL) services to local businesses. Owned by credit unions, MBFS operates with a unique perspective, enabling its partners to offer more business loans at a lower cost than they could independently. Since its establishment in 2008, MBFS has managed over $2.5 billion in commercial loan balances, partnering with more than 100 credit unions nationwide. 

One significant challenge for credit unions—hiring and retaining skilled professionals in a cost-effective manner—is addressed by MBFS through its shared Relationship Manager model. Credit unions within a geographic region share a Relationship Manager who facilitates new loan originations. This collaboration allows credit unions to grow their portfolios efficiently, whether as a lead lender or a participant in member and nonmember business loans. 

The experienced MBFS team offers strategic development support for credit unions starting new or expanding existing MBL programs. MBFS emphasizes prudent risk management paired with exceptional member service.  

Services include: 

• Business Loan Program Development & Administration 
• Credit Union Relationship Managers 
• MBL Participation Lending 
• Business Loan Underwriting and Credit Services 
• Closing and Documentation Services 
• Business Loan Servicing 
• SBA Loan Support 
• Consulting Services 
• Education & Training 

 MBFS delivers tailored training programs designed to meet the specific needs of credit union boards of directors and senior management.  

Training is available in person or virtually and covers a wide range of topics, including: 

• Today’s Business Lending Marketplace 
• Business Lending for Board Members 
• Winning the Complete Small Business Member Relationship 
• Sales Strategies for Successful Business Services 
• Special Asset Management & Loan Collections 

With a proven track record, a commitment to credit union success, and a range of customizable services, MBFS is the ideal partner for credit unions looking to enhance their business lending capabilities. Contact MBFS to learn more about how they can help your credit union achieve its goals in member business lending. 

For more information, click here or contact a League Consultant at consult@myleverage.com or 855-9EXPERT (855-939-7378).